- PERSONALIZED INITIAL CONSULTATION
This first consultation meeting whether virtual or in-person is where we address the essential aspects of the home buying experience. Together we will go over where you want to live, if there are any particular neighbourhoods or communities that you are familiar with, what type and style of home you want, how much square footage you need, neighbourhood amenities, lifestyle, budget etc. We want to ensure that we are embodying your goals and needs so that we are in alignment once we start the search.
If you are not a local, we can meet over zoom otherwise I’d be happy to meet in one of my favourite boutique cafes to discuss your home buying endeavour.
- PRE-APPROVAL, MORTGAGES AND FINANCING
While there are many options when it comes to financing your next home purchase, we should have a good idea prior to discussing the next steps and what your affordability is before you possibly commit too heavily.
Traditional Banks – If you already have a great rapport with your current bank, this is a good option. Usually, you will be able to get pretty good terms on your mortgage.
Mortgage Brokers – They have the most options. They can use most of the major banks, plus many other lenders. They will be your best bet to truly find the best option for your particular situation.
Creative Financing – The options here are endless and are great for investing, or if you cannot access a mortgage through the banks or mortgage brokers.